A high-stakes battle is unfolding between major tech giants to create dominant “everything apps” that combine digital identity, messaging, payments, and AI services. The winner of this contest could gain unrivalled data to power their AI platforms and to shape the future of society.
There is the promise of implementing a universal basic income (UBI) via these super apps as a mechanism to mitigate the downside risks of technological disruption in an era of accelerating automation and the rise of artificial general intelligence. Whether the promises will be delivered, lead to more equality, be decentralized enough to distribute power to all of humanity, or be available in time before the automation disruption will be, at the very least, interesting to monitor.
The main contenders in this race are:
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